Jacksonville Bancorp (NASDAQ:JXSB) and People’s United Financial (NASDAQ:PBCT) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, profitability, risk, earnings, valuation and institutional ownership.
Jacksonville Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. People’s United Financial pays an annual dividend of $0.70 per share and has a dividend yield of 4.2%. People’s United Financial pays out 53.4% of its earnings in the form of a dividend. Jacksonville Bancorp has raised its dividend for 3 consecutive years and People’s United Financial has raised its dividend for 12 consecutive years. People’s United Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
This is a breakdown of recent ratings and recommmendations for Jacksonville Bancorp and People’s United Financial, as reported by MarketBeat.
People’s United Financial has a consensus price target of $20.10, indicating a potential upside of 19.50%. Given People’s United Financial’s higher probable upside, analysts plainly believe People’s United Financial is more favorable than Jacksonville Bancorp.
Valuation & Earnings
This table compares Jacksonville Bancorp and People’s United Financial’s top-line revenue, earnings per share (EPS) and valuation.
People’s United Financial has higher revenue and earnings than Jacksonville Bancorp.
Institutional and Insider Ownership
22.1% of Jacksonville Bancorp shares are owned by institutional investors. Comparatively, 73.3% of People’s United Financial shares are owned by institutional investors. 22.6% of Jacksonville Bancorp shares are owned by insiders. Comparatively, 2.5% of People’s United Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
This table compares Jacksonville Bancorp and People’s United Financial’s net margins, return on equity and return on assets.
People’s United Financial beats Jacksonville Bancorp on 9 of the 11 factors compared between the two stocks.
Jacksonville Bancorp Company Profile
Jacksonville Bancorp, Inc. operates as the bank holding company for Jacksonville Savings Bank that provides various banking products and services in Illinois. The company offers various deposit products, including interest-bearing and noninterest-bearing checking accounts, savings accounts, money market accounts, term certificate accounts, and individual retirement accounts. It also provides loans, such as real estate loans, including one-to four-family residential mortgage loans, commercial and agricultural real estate loans, and home equity loans; commercial and agricultural business loans; and consumer loans comprising automobile loans, loans secured by deposit accounts, unsecured loans, and mobile home loans. In addition, the company buys and sells stocks, bonds, annuities, and mutual funds for its customers' accounts; and provides asset management, investment, and trust services. Jacksonville Bancorp, Inc. conducts its business operations through its main office and two branch offices located in Jacksonville, as well as branch offices in Virden, Litchfield, and Chapin, Illinois. Jacksonville Bancorp, Inc. was founded in 1916 and is based in Jacksonville, Illinois.
People’s United Financial Company Profile
People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The company operates in two segments, Commercial Banking and Retail Banking. The Commercial Banking segment offers commercial real estate lending, commercial and industrial lending, and commercial deposit gathering services. This segment also provides equipment financing; cash management, correspondent banking, and municipal banking services; and institutional trust, corporate trust, private banking, and insurance services. The Retail Banking segment offers consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. This segment also provides brokerage, financial advisory, investment management, life insurance, and non-institutional trust services. In addition, the company offers online banking, investment trading, and telephone banking services. It operates through a network of 403 branches, including 147 full-service stop and shop supermarket branches located in Connecticut, southeastern New York, Massachusetts, Vermont, Maine, and New Hampshire, as well as 598 ATMs. People's United Financial, Inc. was founded in 1842 and is headquartered in Bridgeport, Connecticut.