Head-To-Head Research: Infinity Property and Casualty (IPCC) and 1347 Property Insurance (PIH)

Head-To-Head Research: Infinity Property and Casualty (IPCC) and 1347 Property Insurance (PIH)

Infinity Property and Casualty (NASDAQ:IPCC) and 1347 Property Insurance (NASDAQ:PIH) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, risk, institutional ownership, profitability and earnings.

Institutional and Insider Ownership

91.2% of Infinity Property and Casualty shares are owned by institutional investors. Comparatively, 25.3% of 1347 Property Insurance shares are owned by institutional investors. 3.2% of Infinity Property and Casualty shares are owned by company insiders. Comparatively, 47.2% of 1347 Property Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Dividends

Infinity Property and Casualty pays an annual dividend of $2.32 per share and has a dividend yield of 1.6%. 1347 Property Insurance does not pay a dividend. Infinity Property and Casualty pays out 47.4% of its earnings in the form of a dividend. Infinity Property and Casualty has raised its dividend for 10 consecutive years.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Infinity Property and Casualty and 1347 Property Insurance, as provided by MarketBeat.

Infinity Property and Casualty presently has a consensus target price of $121.00, suggesting a potential downside of 15.27%. 1347 Property Insurance has a consensus target price of $9.00, suggesting a potential upside of 42.63%. Given 1347 Property Insurance’s stronger consensus rating and higher possible upside, analysts plainly believe 1347 Property Insurance is more favorable than Infinity Property and Casualty.

Risk & Volatility

Infinity Property and Casualty has a beta of 0.63, indicating that its stock price is 37% less volatile than the S&P 500. Comparatively, 1347 Property Insurance has a beta of 0.2, indicating that its stock price is 80% less volatile than the S&P 500.

Valuation and Earnings

This table compares Infinity Property and Casualty and 1347 Property Insurance’s top-line revenue, earnings per share (EPS) and valuation.

Infinity Property and Casualty has higher revenue and earnings than 1347 Property Insurance. Infinity Property and Casualty is trading at a lower price-to-earnings ratio than 1347 Property Insurance, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Infinity Property and Casualty and 1347 Property Insurance’s net margins, return on equity and return on assets.

Summary

Infinity Property and Casualty beats 1347 Property Insurance on 11 of the 17 factors compared between the two stocks.

Infinity Property and Casualty Company Profile

Infinity Property and Casualty Corporation, through its subsidiaries, provides personal auto insurance products in the United States. The company offers nonstandard, commercial, and classic collector auto insurance products. It also provides reinsurance products and services. The company distributes its products primarily through a network of independent agencies and brokers. Infinity Property and Casualty Corporation was founded in 2002 and is headquartered in Birmingham, Alabama.

1347 Property Insurance Company Profile

1347 Property Insurance Holdings, Inc., through its subsidiaries, provides property and casualty insurance products to individuals in Louisiana, Florida, and Texas. The company offers homeowners' insurance, manufactured home insurance, dwelling fire insurance, and wind/hail insurance products, as well as reinsurance products. It offers its insurance policies through a network of independent agents. The company was formerly known as Maison Insurance Holdings, Inc. and changed its name to 1347 Property Insurance Holdings, Inc. in March 2014. 1347 Property Insurance Holdings, Inc. was founded in 2012 and is based in Tampa, Florida.

Related posts

Leave a Comment